Save First And Then Spend Or Invest
Goal Based Systematic Savings Plan To Save Money
Create or Import Savings Pot depending upon your goals, buy Netflix subscription, invest in a Smallcase SIP or save money to go out and party-hard with your friends during the month-end.
What's Great About Bachat App?
Goal Based Savings
Set your short term savings Pots depending upon your financial goals. Using the daily transaction limit and the deduction rate the user sets, the goals are fulfilled.
Analytics and Insights
Bachat app gives you insights about your progress and helps to maintain on your track to fill your savings Pot and complete your goals.
Social-Connect
Share with your friends and family about your financial progress and what are you are spending on or investing in.
Incentivise Spending
Save Money As you Spend
Say your account has 1000 and your average daily transactions are worth 10. If you set the deduction rate as 10%. Then 10% of your average daily transactions is deducted from your account i.e. 1 and added to yours savings Pot, distributed according to the goal deadline of your Pots.
Pots Marketplace
Import Pots from Pots Marketplace
Organisations like Smallcase, Netflix, Zomato can join the platform and create pots and list on the marketplace and users can import these to their portfolio.